**Baccarat Basics**

There

are two hands played in Baccarat – the “player” hand and the

“banker” hand. You can bet on either one. If the

hand you bet on wins, you receive an even money (1:1) payoff.

There is one other bet you can make – the tie bet. If you make

this bet and the two hands tie, you receive an 8:1 payoff. Ties,

however, occur less than once out of every ten hands.

At

the start, each hands receive 2 cards. When necessary, additional

cards are drawn according to the rules. The hand closest to 9

wins.

10s,

Jacks, Queens, and Kings all count as 0. The ace through 9 cards

have face values of 1 to 9, respectively. To determine the

value of each hand, you simply add the cards. If the total is

over 10, the first digit is ignored. So an 8 and a 6 would normally

equal 14, but since we disregard the first digit, we instead have a

hand of 4. Similarly, a 6 and 4 would equal 0, and a 10 and 9

would equal 9.

If

the first two cards total 9, the hand is called a “natural”

and automatically wins. Two cards totaling 8 is also referred

to as a natural, and it wins automatically too, unless the hand it is

playing against has a natural as well. When both hands contain

a natural, the higher natural hand wins (9 beating an 8) If the

hands have equal value, it is a tie.

When

neither hand has a natural, there is no automatic winner, and additional

cards are drawn to determine the outcome of the hand.