are two hands played in Baccarat – the “player” hand and the
“banker” hand. You can bet on either one. If the
hand you bet on wins, you receive an even money (1:1) payoff.
There is one other bet you can make – the tie bet. If you make
this bet and the two hands tie, you receive an 8:1 payoff. Ties,
however, occur less than once out of every ten hands.
the start, each hands receive 2 cards. When necessary, additional
cards are drawn according to the rules. The hand closest to 9
Jacks, Queens, and Kings all count as 0. The ace through 9 cards
have face values of 1 to 9, respectively. To determine the
value of each hand, you simply add the cards. If the total is
over 10, the first digit is ignored. So an 8 and a 6 would normally
equal 14, but since we disregard the first digit, we instead have a
hand of 4. Similarly, a 6 and 4 would equal 0, and a 10 and 9
would equal 9.
the first two cards total 9, the hand is called a “natural”
and automatically wins. Two cards totaling 8 is also referred
to as a natural, and it wins automatically too, unless the hand it is
playing against has a natural as well. When both hands contain
a natural, the higher natural hand wins (9 beating an 8) If the
hands have equal value, it is a tie.
neither hand has a natural, there is no automatic winner, and additional
cards are drawn to determine the outcome of the hand.